Scammers often target seniors in financial exploitation schemes, with more than 3.5 million seniors falling victim to fraud annually, resulting in an average loss of $35,000 per victim. Seniors are particularly vulnerable due to perceived tech limitations, potential impairments, and fear of losing financial independence.

Understanding Scams and Fraud: Stay Informed and Protected

1.      Phone Call Scams:

Scammers employ robocalls with deceptive area codes or government agency caller IDs to demand immediate action or claim owed money. Be cautious of unsolicited calls.

2.      Online Shopping Scams:

Fraudulent websites mimic reputable brands with enticing low prices. Products received often differ from what’s advertised or never arrive. Avoid paying through non-traceable methods like gift cards.

3.      Tech Support Scams:

Scammers pose as tech support, convincing victims of computer issues. They may request remote access to your device. Verify their legitimacy before granting access.

4.      Romance Scams:

Scammers create fake profiles on dating sites or social media, establishing online relationships and later requesting money. Be skeptical if they avoid in-person meetings.

5.      Sweepstakes Scams:

Victims are told they’ve won a significant sum but must pay fees or taxes to claim it. Legitimate lotteries never charge winners. Verify before paying.

6.      Other Scams:

Elder-targeted scams include utility shutoff threats, impersonation of government officials or acquaintances, timeshare fraud, investment schemes, and health insurance fraud.

Tips for Protection:

•       Safeguard personal information; verify callers’ identities.
•       Don’t rush; confirm the legitimacy of requests.
•       Be cautious with money transfers, especially non-refundable methods.
•       Regularly check bank accounts and credit reports.
•       Review and restrict social media privacy settings.
•       Keep security software updated.
•       Use unique passwords for different accounts.
•       Avoid clicking on links or attachments from unknown sources.
•       If it sounds too good to be true, it likely is!

Reporting Scams: Take Action

If contacted by a scammer, file a complaint with relevant authorities, such as the Better Business Bureau, the Federal Trade Commission, or the FBI’s Internet Crime Complaint Center.

Additional Resources:

•       For more ways to stay protected, consult the Florida Attorney General’s Cybercrime and Seniors guide.
•       Identify potential Medicare scams with SHINE or contact the Elder Helpline at 1-800-96-ELDER.

If you have any questions, don’t hesitate to contact Countryside Neurology at 727-712-1567.

 

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